Why Homeownership Is Going To Be Worth It

Written by Pensacola Mortgage Mortgage Syndicated User on June 24, 2025. Posted in First-Time Buyers, For Buyers, Mortgage Pensacola FL, Pensacola Mortgage, Rent vs. Buy.

Life can feel a bit unpredictable these days. What’s happening with inflation? The economy? The housing market? But in the middle of all that uncertainty, there’s one thing a lot of people still crave – a place to call their own.Because when everything else feels up in the air, home can be the thing that grounds you. As the experts at 1000WATT put it:“Homeownership isn’t primarily financial anymore. . . Across all demographics, emotional and lifestyle factors consistently outrank wealth-building as motivators.”Here’s what owning a home can mean for you, especially right now.Freedom To Make...

3 Reasons To Buy a Home This Summer

Written by Pensacola Mortgage Mortgage Syndicated User on June 24, 2025. Posted in Buying Tips, For Buyers, Home Prices, Inventory, Mortgage Pensacola FL, Pensacola Mortgage.

Are you thinking about buying a home, but not sure if now’s the right time? A lot of people are waiting and wondering what the market’s going to do next. But here’s something only the savviest buyers realize:This summer might actually be the best time to buy in years. Here are three big reasons why.1. You Have More Negotiating Power After several years of sellers having all the leverage, things are starting to shift. Check out the graph below. It uses data from Redfin to show that right now, there are more sellers active in the market than buyers:Take a look at what happened back in 2021...

What You Really Need To Know About Down Payments

Written by Pensacola Mortgage Mortgage Syndicated User on June 18, 2025. Posted in Infographics, Mortgage Pensacola FL, Pensacola Mortgage.

Some HighlightsThere’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive.And if you want to give your savings a boost, look into down payment assistance. Most first-time buyers qualify and the typical benefit is $17,000.To learn more about loan options or down payment assistance programs, connect with a trusted lender and check out downpaymentresource.com.

Fidelity Home Group | The Big Difference Between Homeowner and Renter Net Worth

Written by Pensacola Mortgage Mortgage Syndicated User on June 18, 2025. Posted in Mortgage Pensacola FL, Pensacola Mortgage.

The Big Difference Between Homeowner and Renter Net Worth On average, a homeowner’s net worth is 40 times greater than a renter’s. That’s significant. You certainly don’t have to buy now. But let’s make a plan that fits your timeline so you can grow your net worth too. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #RentOrBuy #Homeownership Data Sources https://www.federalreserve.gov/publications/files/scf23.pdf

Why Most Sellers Hire Real Estate Agents Today

Written by Pensacola Mortgage Mortgage Syndicated User on June 17, 2025. Posted in Agent Value, For Sellers, Mortgage Pensacola FL, Pensacola Mortgage.

Selling your house without an agent as a “For Sale by Owner” (FSBO) may be something you’ve considered. But you should know that, in today’s shifting market, more homeowners are deciding that’s just not worth the risk.According to the latest data from the National Association of Realtors (NAR), the number of homeowners selling without an agent has hit an all-time low (see graph below):And for the small number of homeowners who do decide to sell on their own, data shows they’re still not confident they’re making a good choice.A recent survey finds three out of every four homeowners who don’t...

You May Have Enough Equity To Downsize and Buy Your Next House in Cash

Written by Pensacola Mortgage Mortgage Syndicated User on June 14, 2025. Posted in Downsize, Equity, For Sellers, Infographics, Mortgage Pensacola FL, Pensacola Mortgage, Senior Market.

Some HighlightsHave you been holding off on downsizing? If so, you should know your equity could make your move possible.Homeowners today have so much equity that a record number are buying their next house in all cash. And that has some big benefits like making their offer more appealing, potentially closing faster, and not having a mortgage payment.To find out how much equity you have in your current house, connect with a local agent. Because it may be enough to fuel your move.

Fidelity Home Group | Home Projects That Add the Most Value

Written by Pensacola Mortgage Mortgage Syndicated User on June 14, 2025. Posted in Mortgage Pensacola FL, Pensacola Mortgage.

Home Projects That Add the Most Value Whether you’re planning to sell soon or not, it still pays to know which repairs are worth your time, money, and effort. And your agent has the information needed to help you narrow down your to-do list. To make sure you know which projects are actually worth it where we live, let’s connect. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #SellYourHouse #HomeRenovations Data Sources...

Your House Didn’t Sell. Here’s What To Do Now.

Written by Pensacola Mortgage Mortgage Syndicated User on June 13, 2025. Posted in Agent Value, For Sellers, Mortgage Pensacola FL, Pensacola Mortgage, Selling Tips.

When your house doesn’t sell, it doesn’t just feel frustrating – it feels personal. You put time, money, and emotional energy into this move. You told your friends and family it was happening. And now that your listing has expired without a buyer? You’re left feeling stuck, and maybe even a little embarrassed.And here’s what most agents won’t tell you. Over 70% of homeowners who re-list with a different agent sell their house. Re-list with the same agent? That stat drops to only 50%, according to the latest data from REDX. That’s like leaving the fate of your sale to a coin toss. And...

Is Inventory Getting Back To Normal?

Written by Pensacola Mortgage Mortgage Syndicated User on June 12, 2025. Posted in For Buyers, For Sellers, Inventory, Mortgage Pensacola FL, Pensacola Mortgage.

After years of it feeling almost impossible to find a home you want to buy, things are changing for the better. Nationally, inventory is growing, and that gives you more options for your move. But here’s what you need to know. That level of growth is going to vary based on where you live. And that’s why you need an agent’s local market expertise.Here’s a quick rundown of the current inventory situation, so you know what’s happening and what to expect.Significant Growth Across the NationNationally, the number of homes for sale is rising – and that’s true in all regions of the country. That’s...

The Five-Year Rule for Home Price Perspective

Written by Pensacola Mortgage Mortgage Syndicated User on June 11, 2025. Posted in First-Time Buyers, For Buyers, Home Prices, Mortgage Pensacola FL, Pensacola Mortgage.

Headlines are saying home prices are starting to dip in some markets. And if you’re beginning to second guess your plans based on what you’re hearing in the media, here’s what you need to know.It’s true that a few metros are seeing slight price drops. But don’t let that overshadow this simple truth. Home values almost always go up over time (see graph below):While everyone remembers what happened around the housing crash of 2008, that was the exception – not the rule. It hadn’t happened before, and hasn’t since. There were many market dynamics that were drastically different...

Category: Pensacola Mortgage